Daniel Reed
PAYE and Payroll Author
Daniel Reed writes about PAYE, payslips, tax codes, workplace deductions, and take-home pay in the UK.
His articles focus on explaining how salary, overtime, bonuses, student loans, pensions, and payroll taxes affect real monthly income. Daniel specialises in making complicated payroll topics easier to understand using practical examples and real-world payslip scenarios.
Topic focus
Articles Published: 53
Articles by Daniel Reed (53)
Claiming VAT Back: UK Guide 2026
VAT-registered businesses can reclaim eligible VAT on purchases used for taxable activities, subject to invoices, business-use rules and scheme restrictions.
Self Assessment Payment on Account Deadline 2026/27
Payments on account are usually due on 31 January and 31 July. See who must pay, how HMRC calculates them and when reductions are allowed.
Online Payment Council Tax 2026 Guide
Make an online Council Tax payment securely, understand your instalment dates and avoid common payment mistakes.
Pay Corporation Tax Online 2026: Complete guide
Pay Corporation Tax online using the correct HMRC method, payment reference and processing time to prevent avoidable delays.
Self Employed Tax: The Complete UK Guide for 2026
Self employed tax explained. Learn how income tax and National Insurance work for sole traders, what you can claim as expenses, and how to file your Self Assessment.
Second Job Tax: The Complete UK Guide for 2026
Second job tax explained. Learn how tax and National Insurance work with multiple jobs, what tax codes mean, and how to check you are paying the right amount.
Marginal Tax Rate UK: The Complete Guide for 2026
What is the marginal tax rate in the UK? Learn how additional income is taxed, why your marginal rate can exceed 60%, and how to plan your earnings tax-efficiently.
How Can I Pay Tax? The Complete UK Guide for 2026
How can I pay tax in the UK? Learn about online payments, Direct Debit, bank transfers, and payment plans. Discover how to check your tax bill and avoid HMRC penalties.
How to Reduce Capital Gains Tax on a Property: The Complete UK Guide for 2026
How to reduce capital gains tax on a property in the UK. Learn about private residence relief, spousal transfers, annual allowances, and reinvestment strategies.
How to Avoid Inheritance Tax on Pensions: The Essential 2026 Guide
How to avoid inheritance tax on pensions before the April 2027 rule change. Learn about gifting, beneficiary nominations, trusts, and protecting your pension wealth.
How to Avoid Inheritance Tax: The Complete UK Guide for 2026
How to avoid inheritance tax in the UK. Learn about the seven-year rule, trusts, residence nil-rate band, gifting strategies, and how to protect your family home.
Change Address With Car Tax: The Essential DVLA Update Every Driver Needs After Moving
Change address with car tax and update your V5C logbook when you move. Failure to notify DVLA can result in a £1,000 fine. Here is the complete step-by-step guide.
MOT History: The Complete Guide to Checking Any Vehicle's Test Records
MOT history shows every test a vehicle has passed or failed. Here is how to check MOT history for free, what advisories mean, and how to spot odometer discrepancies.
When Do I Need MOT on New Car? The 3 Year Rule Explained
When do I need MOT on new car? The first MOT is due 3 years after registration. Here is how to check your due date, early MOT rules, and what happens if you miss it.
Where Is the 16 Digit Reference Number on V11? Find Your Tax Reminder Code
Where is the 16 digit reference number on V11? Find it at the top of your vehicle tax reminder letter. Here is how to locate it and what to do if you have lost your V11.
Registered Keeper of Car: What It Means and Why It Matters
The registered keeper of a car is not always the owner. Here is the difference between keeper and owner, responsibilities, and why the V5C does not prove ownership.
When Is My MOT Due? The Complete Guide to Checking Your MOT Expiry Date
When is my MOT due? Check your MOT expiry date online in seconds using your vehicle registration. Here is how to find your due date, view MOT history, and avoid fines.
Does Car Tax Automatically Renew? What Every UK Driver Needs to Know
Does car tax automatically renew? Yes, if you pay by Direct Debit. Here is how automatic renewal works, what documents you need, and what happens if your payment fails.
Change Vehicle Registration: The Complete UK Guide to Transfers and Updates
Change vehicle registration when you buy or sell a car, transfer a private plate, or update DVLA records. Here is how to do each process correctly
When Did Tax Discs Stop? The End of an Era on UK Windscreens
When did tax discs stop in the UK? The paper tax disc was abolished on 1 October 2014 after 93 years. Here is why they ended and how vehicle tax works today.
Stamp Duty and Buy to Let: How Much Landlords Really Pay in 2026
Stamp duty and buy to let properties explained. How much landlords pay, surcharge rates, limited company reliefs, and first time buyer restrictions for 2026.
How Much Does It Cost to Sell a House? The Shocking Truth UK Sellers Need to Know
How much does it cost to sell a house in the UK? Estate agent fees, solicitor costs, EPC requirements, and mortgage redemption charges explained with a calculator.
The Truth About Labour House Value Tax Plans That Homeowners Need to Know
Labour house value tax explained. National property tax proposals, stamp duty reform options, who could be affected, and how annual property taxation might work.
Main Residence Stamp Duty: What Homeowners Get Wrong When Moving House
Main residence stamp duty explained. How replacement rules work, when higher rates apply if you buy before selling, and how to claim a refund from HMRC.
The Hidden Costs When Buying a House UK That First Time Buyers Always Miss
Hidden costs when buying a house UK: stamp duty, survey fees, conveyancing, removal costs, and unexpected expenses. Complete guide for first time buyers.
Do You Pay Tax on a House Sale? The Truth About Home Sell Tax in the UK
Home sell tax explained. When you pay capital gains tax on a house sale, when private residence relief applies, and how to calculate property sale taxes correctly.
Alternative Retirement Plan: Smart Ways to Build Income Beyond Pensions
Alternative retirement plan options explained. Learn how ISAs, property, drawdown, and annuities can build income beyond traditional pensions.
Same Salary Different Tax: Why Your Take-Home Differs from Colleagues
Same salary different tax explained. Learn why two workers on identical pay can take home different amounts due to tax codes, pensions, student loans, and more.
Net Pay vs Gross Pay Explained: What's the Difference 2026/27
Net pay vs gross pay explained. Learn the difference, what deductions convert gross to net, and how much you actually take home.
Do Pension Contributions Reduce Tax? 2026/27 Guide
Yes, pension contributions reduce your UK tax bill. Find out how much you save at each tax band, how relief works, and how to claim what you are owed.
Salary Sacrifice: How It Works, Tax Savings & What to Watch For 2026/27
Salary sacrifice explained for 2026/27. Learn how it works, how much tax and NI you save, and what to watch for before you commit.
How Student Loan Deductions Affect Your Payslip?
Student loan deductions explained for 2026/27. Learn how Plan 1, 2, 4, 5, and Postgraduate loans affect your payslip and take-home pay.
HMRC Tax Code Change: Why It Happens Mid-Year 2026/27
HMRC tax code change explained. Learn some most common reasons HMRC changes your tax code mid-year, how it affects your pay, and what to do.
How PAYE Works Behind the Scenes: UK 2026/27 Guide
How PAYE works explained step by step. Learn about tax codes, RTI, cumulative calculations, National Insurance, and why deductions change month to month.
Why Is My Take-Home Pay Lower Than Expected? UK 2026/27 Guide
Why is my take-home pay lower than expected? Learn about income tax, National Insurance, pensions, student loans, and emergency tax codes affecting your net pay.
UK Bonus Tax Explained With Real Examples 2026/27
UK bonus tax explained with real examples. Learn how PAYE, National Insurance, pensions, and student loans affect your bonus take-home pay.
Why Has My Tax Code Changed Suddenly? UK 2026/27 Guide
Why has my tax code changed suddenly? Learn the common reasons, including new jobs, benefits, State Pension, and emergency codes. Check if your code is correct.
How Overtime Pay Is Taxed in the UK 2026/27
How overtime pay is taxed in the UK explained with examples. Learn about PAYE, National Insurance, student loans, and what you actually take home.
Emergency Tax Refund Calculator Guide: How to Claim Back What You Are Owed 2026/27
Emergency tax refund guide for 2026/27. Learn how emergency tax works, how to calculate what you are owed, and how to claim your refund.
How Do I Find My Tax Code UK 2026/27: Complete Guide
How do I find my tax code? Learn 5 ways to check your HMRC tax code online, on your payslip, or through the HMRC app. Includes 1257L, BR, and emergency codes.
Complete List of UK Tax Codes and What They Mean 2026/27
Complete list of UK tax codes and what they mean for 2026/27. Includes 1257L, BR, D0, emergency codes, Scottish, Welsh, and K codes explained.
Working From Home Tax Relief UK 2026/27
Claim working from home tax relief of up to £125 for 2025/26. Learn who qualifies, how to claim, and important changes from April 2026.
Why Has My Tax Code Changed from 1257L to 1185L? Complete Guide (2026/27)
Tax code changed to 1185L? Learn why HMRC reduces tax codes, what it means for your take-home pay, how to check if it's correct, and how to fix errors.
Emergency Tax Code Explained: How to Spot and Fix It
Emergency tax code explained. Find out what 1257L W1/M1/X means, why you are overpaying tax, and how to claim a refund from HMRC in 2026.
Tax Code 1257L Explained: 2025/26 and 2026/27 PAYE Guide
Tax code 1257L explained for 2025/26 and 2026/27. See what it means, how PAYE uses your £12,570 allowance, emergency codes, and how to fix mistakes.
How to Check and Correct Your HMRC Tax Code
How to check your HMRC tax code online and fix mistakes easily. Follow our simple steps to correct tax code errors and avoid overpaying tax in 2026/27.
Understanding Your PAYE Payslip: What Each Line Means
How to read your PAYE payslip in 2026/27. Learn what each deduction means, from income tax to National Insurance, and ensure you're being paid correctly.
What Is a P60 Form and Why It Matters (UK 2026 Guide)
What is a P60 form? Learn what information it contains, why it matters for tax refunds and mortgages, and how to get a replacement. Updated for 2026/27.
What to Do If You've Been Taxed Too Much This Year
Think you've overpaid tax? Learn how to check if you've paid too much, why overpayments happen, and how to get your money back from HMRC step-by-step.
How the UK Tax System Works for Employees
How the UK tax system works for employees. Understand PAYE, National Insurance, tax codes, and how to check you're paying the correct amount of income tax.
How to Check Your Tax Code Online and Fix Mistakes
Check your tax code online with HMRC in 2026/27. Understand what your tax code means and follow these steps to fix errors and claim overpaid tax back.
How to Claim a Tax Refund from HMRC (Step-by-Step Guide)
How to claim a tax refund from HMRC step-by-step. Covers PAYE, P800, Self Assessment, P50, pension withdrawals, time limits, and common refund mistakes.
P45 vs P60: The Difference and When You Need Each
P45 vs P60: What's the difference? Learn what each tax form means, when you'll receive them, and why both matter for employment and tax refunds.
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